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		<terms:created>2009-10-22</terms:created>
		<ns:title>H.R. 3904: Overdraft Protection Act of 2009</ns:title>
		<usbill:introduced rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-10-22</usbill:introduced>
		<bibo:shortTitle>H.R. 3904: Overdraft Protection Act of 2009</bibo:shortTitle>
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		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/A000022" ns1:name="Gary Ackerman" />
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		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/D000355" ns1:name="John Dingell" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/E000215" ns1:name="Anna Eshoo" />
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		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/K000336" ns1:name="Dennis Kucinich" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/L000263" ns1:name="Sander Levin" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/L000397" ns1:name="Zoe Lofgren" />
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		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/O000085" ns1:name="John Olver" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/P000149" ns1:name="Donald Payne" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/R000170" ns1:name="Silvestre Reyes" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/R000568" ns1:name="Ciro Rodriguez" />
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		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/S001145" ns1:name="Janice Schakowsky" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/S000248" ns1:name="Jos頓errano" />
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		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/M001163" ns1:name="Doris Matsui" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/H001040" ns1:name="Phil Hare" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/L000565" ns1:name="David Loebsack" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/E000288" ns1:name="Keith Ellison" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/H001043" ns1:name="Paul Hodes" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/H001039" ns1:name="John Hall" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/S001174" ns1:name="Betty Sutton" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/C001068" ns1:name="Steve Cohen" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/R000581" ns1:name="Laura Richardson" />
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		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/M001171" ns1:name="Daniel Maffei" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/S001178" ns1:name="Mark Schauer" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/C001080" ns1:name="Judy Chu" />
		<ns:subject>Congressional oversight</ns:subject>
		<ns:subject>Administrative law and regulatory procedures</ns:subject>
		<ns:subject>Finance and financial sector</ns:subject>
		<ns:subject>Marketing and advertising</ns:subject>
		<ns:subject>Bank accounts, deposits, capital</ns:subject>
		<ns:subject>Consumer affairs</ns:subject>
		<ns:subject>Consumer credit</ns:subject>
		<ns:subject>Banking and financial institutions regulation</ns:subject>
		<ns:subject>Federal Reserve System</ns:subject>
		<usbill:status>introduced</usbill:status>
		<usbill:inCommittee rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/committees/HouseFinancialServices" />
		<usbill:title>H.R. 3904: To amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes.</usbill:title>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Referred to the House Committee on Financial Services.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-10-22</time:at>
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		<usbill:relatedTo>
			<rdf:Description rdf:about="http://www.rdfabout.com/rdf/usgov/congress/111/bills/s1799">
				<rdfschema:label>S. 1799: FAIR Overdraft Coverage Act (111th Congress)</rdfschema:label>
				<ns:title>S. 1799: FAIR Overdraft Coverage Act</ns:title>
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		<usbill:congress>111</usbill:congress>
		<rdfschema:label>H.R. 3904: Overdraft Protection Act of 2009 (111th Congress)</rdfschema:label>
		<usbill:number>3904</usbill:number>
		<usbill:type>h</usbill:type>
		<usbill:sponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/M000087" ns1:name="Carolyn Maloney" />
		<usbill:hasTitle>
			<usbill:ShortTitle>
				<rdf:value>Overdraft Protection Act of 2009</rdf:value>
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		<usbill:hasTitle>
			<usbill:OfficialTitle>
				<rdf:value>To amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes.</rdf:value>
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