﻿<?xml version="1.0"?>
<rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:terms="http://purl.org/dc/terms/" xmlns:ns="http://purl.org/dc/elements/1.1/" xmlns:usbill="http://www.rdfabout.com/rdf/schema/usbill/" xmlns:bibo="http://purl.org/ontology/bibo/" xmlns:ns1="http://xmlns.com/foaf/0.1/" xmlns:rdfschema="http://www.w3.org/2000/01/rdf-schema#" xmlns:time="http://pervasive.semanticweb.org/ont/2004/06/time#">
	<usbill:HouseBill rdf:about="http://www.rdfabout.com/rdf/usgov/congress/111/bills/h1728">
		<terms:created>2009-03-26</terms:created>
		<ns:title>H.R. 1728: Mortgage Reform and Anti-Predatory Lending Act</ns:title>
		<usbill:introduced rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-03-26</usbill:introduced>
		<bibo:shortTitle>H.R. 1728: Mortgage Reform and Anti-Predatory Lending Act</bibo:shortTitle>
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h107" ns:title="H. Amd. 107: Amendment is a managers' amendment which incorporates various and sundry clarifying changes in the bill." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h108" ns:title="H. Amd. 108: Amendment provides that no funds in the bill for legal assistance or housing counseling grants may be distributed to any organization which has been, or which employs an individual who has been, convicted within 10 years of the date of applying for legal assistance for a felony violation under Federal law relating to an election for Federal office." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h109" ns:title="H. Amd. 109: Amendment provides assistance to the Neighborhood Reinvestment Corporation for activities, in connection with servicers of residential mortgage loans, to inform borrowers under such loans who are delinquent with respect to payments due under such loans, of the dangers of fraudulent activities associated with foreclosure." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h110" ns:title="H. Amd. 110: Amendment changes the grace period for renters who are renting a unit in violation of a mortgage contract put into place when that property is sold to a purchaser who intends to use the property as an owner-occupied unit, from 90 days to 30 days. Further, the amendment provides that creditors may only accelerate debt repayment in circumstances involving default in payment, a due-on-sale clause or a material violation in the contract." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h111" ns:title="H. Amd. 111: Amendment sought to strike the assignee and securitizer liability provisions from the bill." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h112" ns:title="H. Amd. 112: Amendment requires income to be verified by lenders utilizing IRS tax transcripts or similar methods that verify income by a third party." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h113" ns:title="H. Amd. 113: Amendment sought to delay the enactment of titles I, II, and III of the bill until the Federal Reserve certifies that it will not reduce the availability of, or increase the price of credit for, qualified mortgages." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h114" ns:title="H. Amd. 114: Amendment stipulates that when awarding assistance to HUD-approved housing counseling agencies and/or state housing finance agencies, the Secretary may give priority consideration to entities serving areas with high rates of foreclosure." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h115" ns:title="H. Amd. 115: Amendment sought to strike title III of the bill which deals with high-cost mortgages." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h116" ns:title="H. Amd. 116: Amendment requires that benefits of pre-payment of mortgage balances be explained in the consumer education guide produced by HUD." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h117" ns:title="H. Amd. 117: Amendment expands the scope of the GAO study required under the bill to include an examination of any effects on consumer and small business credit availability and affordability." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h118" ns:title="H. Amd. 118: Amendment requires that the costs and benefits of each residential mortgage loan offered, discussed, or referred to by the originator, be clearly presented side by side and that the disclosures for each product have equal prominence. Amendment also provides that disclosure must be made in writing, the understanding of which will be acknowledged by the signature of the mortgage originator and consumer." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h119" ns:title="H. Amd. 119: Amendment requires the Secretary of HUD to study the effects of the presence of Chinese dry wall on foreclosures and the availability of property insurance for residential structures where Chinese dry wall is present." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h120" ns:title="H. Amd. 120: Amendment requires Fannie Mae and Freddie Mac to take into account factors such as the health of the local or regional housing market and other factors when determining fee schedules, occupancy and pre-sale guidelines for condominium and cooperative housing mortgages. As modified, the amendment is restructured to address the purchases of condominiums and cooperative housing units instead of the availability of affordable mortgage credits for the same." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h121" ns:title="H. Amd. 121: See item 459 for explanation." />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/B001234" ns1:name="Joe Baca" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/F000339" ns1:name="Barney Frank" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/G000535" ns1:name="Luis Gutierrez" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/J000032" ns1:name="Sheila Jackson-Lee" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/K000008" ns1:name="Paul Kanjorski" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/M001148" ns1:name="Kendrick Meek" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/M001137" ns1:name="Gregory Meeks" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/W000207" ns1:name="Melvin Watt" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/B001253" ns1:name="Melissa Bean" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/S001174" ns1:name="Betty Sutton" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/M001175" ns1:name="Walter Minnick" />
		<ns:subject>Congressional oversight</ns:subject>
		<ns:subject>Government information and archives</ns:subject>
		<ns:subject>Interest, dividends, interest rates</ns:subject>
		<ns:subject>Administrative law and regulatory procedures</ns:subject>
		<ns:subject>Government investigations</ns:subject>
		<ns:subject>Government lending and loan guarantees</ns:subject>
		<ns:subject>Housing and community development funding</ns:subject>
		<ns:subject>Housing finance and home ownership</ns:subject>
		<ns:subject>Executive agency funding and structure</ns:subject>
		<ns:subject>Civil actions and liability</ns:subject>
		<ns:subject>User charges and fees</ns:subject>
		<ns:subject>Department of the Treasury</ns:subject>
		<ns:subject>Low- and moderate-income housing</ns:subject>
		<ns:subject>Bank accounts, deposits, capital</ns:subject>
		<ns:subject>Consumer affairs</ns:subject>
		<ns:subject>Legal fees and court costs</ns:subject>
		<ns:subject>Fraud offenses and financial crimes</ns:subject>
		<ns:subject>Housing and community development</ns:subject>
		<ns:subject>Consumer credit</ns:subject>
		<ns:subject>Department of Housing and Urban Development</ns:subject>
		<ns:subject>Alternative dispute resolution, mediation, arbitration</ns:subject>
		<ns:subject>Federal Deposit Insurance Corporation (FDIC)</ns:subject>
		<ns:subject>National Credit Union Administration</ns:subject>
		<ns:subject>Banking and financial institutions regulation</ns:subject>
		<ns:subject>Federal Reserve System</ns:subject>
		<ns:subject>Insurance industry and regulation</ns:subject>
		<usbill:status>vote</usbill:status>
		<usbill:inCommittee rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/committees/HouseFinancialServices" />
		<usbill:inCommittee rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/committees/SenateBankingHousingandUrbanAffairs" />
		<usbill:title>H.R. 1728: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes.</usbill:title>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Referred to the House Committee on Financial Services.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-03-26</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Committee Hearings Held.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-04-23</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Committee Consideration and Mark-up Session Held.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-04-29</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Ordered to be Reported (Amended) by the Yeas and Nays: 49 - 21.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-04-29</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Reported (Amended) by the Committee on Financial Services. H. Rept. 111-94.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-04T18:48:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Placed on the Union Calendar, Calendar No. 42.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-04T18:48:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Rules Committee Resolution H. Res. 400 Reported to House. Rule provides for consideration of H.R. 1728 with 1 hour of general debate. Measure will be considered read. Bill is closed to amendments. The resolution waives all pints of order against consideration of the bill except those arising under clause 9 and 10 of rule XXI. The resolution provides that the Committee of the Whole shall rise without motion after general debate and that no further consideration of the bill shall occur except pursuant to a subsequent order of the House.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-05T16:00:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Rule H. Res. 400 passed House.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-06T11:19:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Considered under the provisions of rule H. Res. 400.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-06T11:19:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Rule provides for consideration of H.R. 1728 with 1 hour of general debate. Measure will be considered read. Bill is closed to amendments. The resolution waives all pints of order against consideration of the bill except those arising under clause 9 and 10 of rule XXI. The resolution provides that the Committee of the Whole shall rise without motion after general debate and that no further consideration of the bill shall occur except pursuant to a subsequent order of the House.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-06T11:19:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 400 and Rule XVIII.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-06T11:20:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>The Speaker designated the Honorable Mike Ross to act as Chairman of the Committee.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-06T11:20:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 1728.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-06T11:21:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Committee of the Whole House on the state of the Union rises leaving H.R. 1728 as unfinished business.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-06T12:30:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Considered as unfinished business.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T11:59:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>The House resolved into Committee of the Whole House on the state of the Union for further consideration.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T11:59:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>FUTHER CONSIDERATION OF H.R. 1728 - Pursuant to the provisions of H.Res. 406, the Committee of the Whole resumed consideration of H.R. 1728 and the amendments made in order thereto by the rule.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T11:59:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H. Res. 406, the Committee of the Whole proceeded with 30 minutes of debate on the Frank (MA) amendment number 1.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T12:01:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>The Committee of the Whole rose informally in order to receive a message from the President. Subsequently, the Committee resumed its sitting.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T12:22:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H. Res. 406, the Committee of the Whole proceeded with 10 minutes of debate on the Frank (MA) amendment number 2.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T12:23:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>POSTPONED PROCEEDINGS - At the conclusion of debate on the Frank (MA) amendment number 2, the Chair put the question on adoption of the amendment and by voice vote, announced the ayes had prevailed. Ms. Bachmann demanded a recorded vote and the Chair postponed further proceedings until later in the legislative day.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T12:35:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H.Res. 406, the Committee of the Whole proceeded with 10 minutes of debate on the Bachus amendment.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T12:36:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H.Res. 406, the Committee of the Whole proceeded with 10 minutes of debate on the Perlmutter amendment.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T12:45:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H.Res. 406, the Committee of the Whole proceeded with 10 minutes of debate on the Hensarling amendment.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T12:54:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>POSTPONED PROCEEDINGS - At the conclusion of debate on the Hensarling amendment, the Chair put the question on the adoption of the amendment and by voice vote, announced the noes had prevailed. Mr. Hensarling demanded a recorded vote and the Chair postponed further proceedings until later in the legislative day.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T13:05:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H.Res. 406, the Committee of the Whole proceeded with 10 minutes of debate on the Moore (KS) amendment.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T13:06:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H.Res. 406, the Committee of the Whole proceeded with 10 minutes of debate on the Price (GA) amendment.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T13:14:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>POSTPONED PROCEEDINGS - At the conclusion of debate on the Price (GA) amendment, the Chair put the question on adoption of the amendment and by voice vote, announced the noes had prevailed. Mr. Price (GA) demanded a recorded vote and the Chair postponed further proceedings until later in the legislative day.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T13:24:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H.Res. 406, the Committee of the Whole proceeded with 10 minutes of debate on the McNerney amendment.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T13:25:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H.Res. 406, the Committee of the Whole proceeded with 10 minutes of debate on the McHenry amendment.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T13:30:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>POSTPONED PROCEEDINGS - At the conclusion of debate on the McHenry amendment, the Chair put the question on adoption of the amendment and by voice vote, announced the noes had prevailed. Mr. McHenry demanded a recorded vote and the Chair postponed further proceedings until later in the legislative day.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T13:38:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H.Res. 406, the Committee of the Whole proceeded with 10 minutes of debate on the Dahlkemper amendment.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T13:39:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H.Res. 406, the Committee of the Whole proceeded with 10 minutes of debate on the Brown-Waite amendment.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T13:43:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H.Res. 406, the Committee of the Whole proceeded with 10 minutes of debate on the Titus amendment.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T13:47:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H.Res. 406, the Committee of the Whole proceeded with 10 minutes of debate on the Mario Diaz-Balart amendment.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T13:58:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H. Res. 406, the Committee of the Whole proceeded with 10 minutes of debate on the Weiner amendment, as modified.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T14:07:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>UNFINISHED BUSINESS - The Chair announced that the unfinished business was on the question of adoption of amendments which had been debated earlier and on which further proceedings had been postponed.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T14:11:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>The House rose from the Committee of the Whole House on the state of the Union to report H.R. 1728.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T15:11:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>The House adopted the amendment in the nature of a substitute as agreed to by the Committee of the Whole House on the state of the Union.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T15:11:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>The previous question was ordered pursuant to the rule.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T15:11:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Mr. Sessions moved to recommit with instructions to Financial Services.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T15:13:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - The House proceeded with 10 minutes of debate on the Sessions motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with an amendment adding a new section setting forth guidelines for accountability and transparancy for grant recipients.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T15:13:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>The previous question on the motion to recommit with instructions was ordered without objection.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T15:17:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>On motion to recommit with instructions Agreed to by voice vote.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T15:18:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:VoteAction>
				<usbill:voteResult>pass</usbill:voteResult>
				<usbill:vote rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/house/votes/2009-242" ns:title="On Passage: H R 1728 Mortgage Reform and Anti-Predatory Lending Act" />
				<ns:description>On passage Passed by the Yeas and Nays: 300 - 114 (Roll no. 242).</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T15:44:00-04:00</time:at>
			</usbill:VoteAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>The Clerk was authorized to correct section numbers, punctuation, and cross references, and to make other necessary technical and conforming corrections in the engrossment of H.R. 1728.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-05-07T15:44:00-04:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-05-12</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:relatedTo>
			<rdf:Description rdf:about="http://www.rdfabout.com/rdf/usgov/congress/111/bills/hr406">
				<rdfschema:label>H.Res. 406: Providing for further consideration of the bill (H.R. 1728) to amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. (111th Congress)</rdfschema:label>
				<ns:title>H.Res. 406: Providing for further consideration of the bill (H.R. 1728) to amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes.</ns:title>
				<usbill:relatedTo rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/h1728" />
			</rdf:Description>
		</usbill:relatedTo>
		<usbill:relatedTo>
			<rdf:Description rdf:about="http://www.rdfabout.com/rdf/usgov/congress/111/bills/hr400">
				<rdfschema:label>H.Res. 400: Providing for consideration of the bill (H.R. 1728) to amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. (111th Congress)</rdfschema:label>
				<ns:title>H.Res. 400: Providing for consideration of the bill (H.R. 1728) to amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes.</ns:title>
				<usbill:relatedTo rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/h1728" />
			</rdf:Description>
		</usbill:relatedTo>
		<usbill:congress>111</usbill:congress>
		<rdfschema:label>H.R. 1728: Mortgage Reform and Anti-Predatory Lending Act (111th Congress)</rdfschema:label>
		<usbill:number>1728</usbill:number>
		<usbill:type>h</usbill:type>
		<usbill:sponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/M001154" ns1:name="R. Miller" />
		<usbill:hasTitle>
			<usbill:ShortTitle>
				<rdf:value>Mortgage Reform and Anti-Predatory Lending Act</rdf:value>
			</usbill:ShortTitle>
		</usbill:hasTitle>
		<usbill:hasTitle>
			<usbill:ShortTitle>
				<rdf:value>Expand and Preserve Home Ownership Through Counseling Act</rdf:value>
			</usbill:ShortTitle>
		</usbill:hasTitle>
		<usbill:hasTitle>
			<usbill:OfficialTitle>
				<rdf:value>To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes.</rdf:value>
			</usbill:OfficialTitle>
		</usbill:hasTitle>
	</usbill:HouseBill>
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		<rdfschema:label>HouseBill</rdfschema:label>
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