2009-03-19 H.R. 1640: Interest Rate Reduction Act 2009-03-19 H.R. 1640: Interest Rate Reduction Act Interest, dividends, interest rates Civil actions and liability Finance and financial sector Consumer credit introduced H.R. 1640: To amend the Truth in Lending Act to protect consumers from usury, and for other purposes. Referred to the House Committee on Financial Services. 2009-03-19 S. 582: Interest Rate Reduction Act (111th Congress) S. 582: Interest Rate Reduction Act 111 H.R. 1640: Interest Rate Reduction Act (111th Congress) 1640 h Interest Rate Reduction Act To amend the Truth in Lending Act to protect consumers from usury, and for other purposes. HouseBill LegislativeAction ShortTitle OfficialTitle