H.R. 1456: To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes. H.R. 1456: Consumer Overdraft Protection Fair Practices Act Sponsor introductory remarks on measure. (CR E663) 2009-03-12 Referred to the House Committee on Financial Services. 2009-03-12 Referred to the Subcommittee on Financial Institutions and Consumer Credit. 2009-03-19 Subcommittee Hearings Held. 2009-03-19 H.R. 1456: Consumer Overdraft Protection Fair Practices Act h H.R. 1456: Consumer Overdraft Protection Fair Practices Act (111th Congress) Consumer Overdraft Protection Fair Practices Act To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes. Financial services and investments Administrative law and regulatory procedures Finance and financial sector Marketing and advertising User charges and fees Bank accounts, deposits, capital Consumer affairs Banking and financial institutions regulation Federal Reserve System 2009-03-12 111 2009-03-12 1456 introduced HouseBill LegislativeAction ShortTitle OfficialTitle