﻿<?xml version="1.0"?>
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	<usbill:HouseBill rdf:about="http://www.rdfabout.com/rdf/usgov/congress/111/bills/h1106">
		<terms:created>2009-02-23</terms:created>
		<ns:title>H.R. 1106: Helping Families Save Their Homes Act of 2009</ns:title>
		<usbill:introduced rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-02-23</usbill:introduced>
		<bibo:shortTitle>H.R. 1106: Helping Families Save Their Homes Act of 2009</bibo:shortTitle>
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h24" ns:title="H. Amd. 24: Amendment, as modified, requires courts to use FHA appraisal guidelines when the fair market value of a home is in dispute; denies relief to individuals who can afford to repay their mortgages without judicial mortgage modification; and extends the negotiation period from 15 to 30 days which requires the debtor to certify that he or she contacted the lender, provided the lender with income, expense and debt statements, and that there was a process for the borrower and lender to seek to reach agreement on a qualified loan modification." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h25" ns:title="H. Amd. 25: Amendment sought to provide that if a homeowner who has had a mortgage modified in a bankruptcy proceeding sells the home at a profit, the lender can recapture the amount of principal lost in the modification." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h26" ns:title="H. Amd. 26: Amendment preserves the requirement for credit counseling but would allow those who have received a foreclosure notice to file for bankruptcy as long as they have obtained the required credit counseling within 30 days after the bankruptcy filing." />
		<usbill:hasAmendment rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/amendments/h27" ns:title="H. Amd. 27: An amendment numbered 4 printed in House Report 111-21 to require a servicer that receives an incentive payment under the Hope for Homeowners program to notify all mortgagors under mortgages they service who are &quot;at-risk homeowners&quot;, that they may be eligible for the HOPE for Homeowners Program and how to obtain information regarding the program." />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/B001234" ns1:name="Joe Baca" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/B000410" ns1:name="Howard Berman" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/B000574" ns1:name="Earl Blumenauer" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/C001036" ns1:name="Lois Capps" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/D000210" ns1:name="William Delahunt" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/F000339" ns1:name="Barney Frank" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/G000544" ns1:name="Charles Gonzalez" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/G000535" ns1:name="Luis Gutierrez" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/J000032" ns1:name="Sheila Jackson-Lee" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/L000263" ns1:name="Sander Levin" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/L000287" ns1:name="John Lewis" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/L000397" ns1:name="Zoe Lofgren" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/M001146" ns1:name="James Marshall" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/M001154" ns1:name="R. Miller" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/N000002" ns1:name="Jerrold Nadler" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/S001156" ns1:name="Linda Sanchez" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/S000185" ns1:name="Robert Scott" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/T000463" ns1:name="Michael Turner" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/W000187" ns1:name="Maxine Waters" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/W000797" ns1:name="Debbie Wasserman Schultz" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/J000288" ns1:name="Henry Johnson" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/E000288" ns1:name="Keith Ellison" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/C001068" ns1:name="Steve Cohen" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/E000290" ns1:name="Donna Edwards" />
		<ns:subject>Financial services and investments</ns:subject>
		<ns:subject>Rural conditions and development</ns:subject>
		<ns:subject>Securities</ns:subject>
		<ns:subject>Government lending and loan guarantees</ns:subject>
		<ns:subject>Housing and community development funding</ns:subject>
		<ns:subject>Housing finance and home ownership</ns:subject>
		<ns:subject>Bank accounts, deposits, capital</ns:subject>
		<ns:subject>Financial crises and stabilization</ns:subject>
		<ns:subject>Legal fees and court costs</ns:subject>
		<ns:subject>Housing and community development</ns:subject>
		<ns:subject>Consumer credit</ns:subject>
		<ns:subject>Bankruptcy</ns:subject>
		<ns:subject>Federal Deposit Insurance Corporation (FDIC)</ns:subject>
		<ns:subject>National Credit Union Administration</ns:subject>
		<ns:subject>Specialized courts</ns:subject>
		<ns:subject>Veterans' loans, housing, homeless programs</ns:subject>
		<usbill:status>vote</usbill:status>
		<usbill:inCommittee rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/committees/HouseJudiciary" />
		<usbill:inCommittee rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/committees/HouseFinancialServices" />
		<usbill:inCommittee rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/committees/SenateBankingHousingandUrbanAffairs" />
		<usbill:inCommittee rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/committees/HouseVeteransAffairs" />
		<usbill:inCommittee rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/committees/HouseJudiciary/CommercialandAdministrativeLaw" />
		<usbill:title>H.R. 1106: To prevent mortgage foreclosures and enhance mortgage credit availability.</usbill:title>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Referred to the Committee on Financial Services, and in addition to the Committees on the Judiciary, and Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-02-23</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Referred to House Financial Services</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-02-23</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Referred to House Judiciary</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-02-23</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Referred to House Veterans' Affairs</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-02-23</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Rules Committee Resolution H. Res. 190 Reported to House. Rule provides for consideration of H.R. 1106 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. The resolution waives all points of order against the bill except those arising under clause 9 of rule XXI.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-02-25T21:26:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Rule H. Res. 190 passed House.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-02-26T12:13:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Considered under the provisions of rule H. Res. 190.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-02-26T12:14:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Rule provides for consideration of H.R. 1106 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. The resolution waives all points of order against the bill except those arising under clause 9 of rule XXI.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-02-26T12:14:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 190 and Rule XVIII.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-02-26T12:16:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>The Speaker designated the Honorable Jose E. Serrano to act as Chairman of the Committee.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-02-26T12:16:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 1106.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-02-26T12:16:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Mr. Frank (MA) moved that the Committee rise.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-02-26T13:30:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>On motion to rise Agreed to by voice vote.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-02-26T13:30:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Committee of the Whole House on the state of the Union rises leaving H.R. 1106 as unfinished business.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-02-26T13:31:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Rules Committee Resolution H. Res. 205 Reported to House. The resolution provides that amendment number 1 printed in House Report 111-21 to be offered by Rep. John Conyers or his designee shall be perfected by the modification printed in the report to accompany this resolution.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-04T14:38:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Rule H. Res. 205 passed House.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T11:56:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Considered as unfinished business.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T12:15:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>The House resolved into Committee of the Whole House on the state of the Union for further consideration.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T12:15:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H. Res. 190, the Committee of the Whole proceeded with thirty minutes of debate on the Lofgren amendment as modified. The modification would (1) allow a court to consider, in lieu of reducing mortgage principal, lowering the interest rate to reduce the debtor's mortgage payments according to the Administration's Homeowner Affordability and Stability Plan as implemented on March 4, 2009; (2) give the mortgage holder a greater proportion of the appreciation in a home on a graduated basis if it is sold during the 5-year period that the case is pending; and (3) provide that when a debtor seeks to reduce a mortgage's principal, the court must determine whether such relief is in good faith based on whether debtor was offered a mortgage modification under the Administration's plan and the debtor was able to afford payments under such plan.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T12:18:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>POSTPONED PROCEEDINGS - At the conclusion of debate on the Lofgren amendment, the Chair put the question on adoption of the amendment and by voice vote, announced the ayes had prevailed. Mr. Goodlatte demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T12:56:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H.Res. 190, the Committee of the Whole proceeded with 10 minutes of debate on the Price (GA) amendment.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T12:57:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>POSTPONED PROCEEDINGS - At the conclusion of debate on the Price (GA) amendment, the Chair put the question on adoption of the amendment and by voice vote, announced the noes had prevailed. Mr. Price (GA) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T13:09:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H.Res. 190, the Committee of the Whole proceed with 10 minutes of debate on the Peters amendment.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T13:10:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>POSTPONED PROCEEDINGS - At the conclusion of debate on the Peters amendment the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mr. Goodlatte demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T13:20:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>DEBATE - Pursuant to the provisions of H. Res. 190, the Committee of Whole proceeded with 10 minutes of debate on the Titus amendment.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T13:21:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Ms. Lofgren, Zoe moved that the Committee rise.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T13:33:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>On motion that the Committee rise Agreed to without objection.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T13:33:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Committee of the Whole House on the state of the Union rises leaving H.R. 1106 as unfinished business.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T13:34:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Considered as unfinished business.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T16:41:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>The House resolved into Committee of the Whole House on the state of the Union for further consideration.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T16:41:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>The House rose from the Committee of the Whole House on the state of the Union to report H.R. 1106.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T17:39:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>The previous question was ordered pursuant to the rule.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T17:39:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>The House adopted the amendments en gross as agreed to by the Committee of the Whole House on the state of the Union.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T17:39:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Mr. Price (GA) moved to recommit with instructions to Judiciary and Financial Services.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T17:41:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Floor summary: DEBATE - The House proceeded with 10 minutes of debate on the Price (GA) motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with an amendment adding a new title pertaining to limitations on use of funds for prevention and mitigation or mortgage forecloures.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T17:41:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>The previous question on the motion to recommit with instructions was ordered without objection.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T17:51:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>On motion to recommit with instructions Failed by recorded vote: 182 - 242 (Roll no. 103).</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T18:09:00-05:00</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:VoteAction>
				<usbill:voteResult>pass</usbill:voteResult>
				<usbill:vote rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/house/votes/2009-104" ns:title="On Passage: H R 1106 Helping Families Save Their Homes Act of 2009" />
				<ns:description>On passage Passed by the Yeas and Nays: 234 - 191 (Roll no. 104).</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2009-03-05T18:17:00-05:00</time:at>
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		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Received in the Senate.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-03-09</time:at>
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		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-03-11</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Referred to the Subcommittee on Commercial and Administrative Law.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2009-07-23</time:at>
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			<rdf:Description rdf:about="http://www.rdfabout.com/rdf/usgov/congress/111/bills/hr190">
				<rdfschema:label>H.Res. 190: Providing for consideration of the bill (H.R. 1106) to prevent mortgage foreclosures and enhance mortgage credit availability. (111th Congress)</rdfschema:label>
				<ns:title>H.Res. 190: Providing for consideration of the bill (H.R. 1106) to prevent mortgage foreclosures and enhance mortgage credit availability.</ns:title>
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		<usbill:relatedTo>
			<rdf:Description rdf:about="http://www.rdfabout.com/rdf/usgov/congress/111/bills/s896">
				<rdfschema:label>S. 896: Helping Families Save Their Homes Act of 2009 (111th Congress)</rdfschema:label>
				<ns:title>S. 896: Helping Families Save Their Homes Act of 2009</ns:title>
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		<usbill:relatedTo>
			<rdf:Description rdf:about="http://www.rdfabout.com/rdf/usgov/congress/111/bills/hr205">
				<rdfschema:label>H.Res. 205: Providing for further consideration of the bill (H.R. 1106) to prevent mortgage foreclosures and enhance mortgage credit availability. (111th Congress)</rdfschema:label>
				<ns:title>H.Res. 205: Providing for further consideration of the bill (H.R. 1106) to prevent mortgage foreclosures and enhance mortgage credit availability.</ns:title>
				<usbill:relatedTo rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/111/bills/h1106" />
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		<usbill:relatedTo>
			<rdf:Description rdf:about="http://www.rdfabout.com/rdf/usgov/congress/111/bills/s895">
				<rdfschema:label>S. 895: Helping Families Save Their Homes Act of 2009 (111th Congress)</rdfschema:label>
				<ns:title>S. 895: Helping Families Save Their Homes Act of 2009</ns:title>
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		<usbill:congress>111</usbill:congress>
		<rdfschema:label>H.R. 1106: Helping Families Save Their Homes Act of 2009 (111th Congress)</rdfschema:label>
		<usbill:number>1106</usbill:number>
		<usbill:type>h</usbill:type>
		<usbill:sponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/C000714" ns1:name="John Conyers" />
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				<rdf:value>Helping Families Save Their Homes Act of 2009</rdf:value>
			</usbill:ShortTitle>
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		<usbill:hasTitle>
			<usbill:OfficialTitle>
				<rdf:value>To prevent mortgage foreclosures and enhance mortgage credit availability.</rdf:value>
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