S. 2860: A bill to diminish predatory lending by enhancing appraisal quality and standards, to improve appraisal oversight, to ensure mortgage appraiser independence, to provide for enhanced remedies and enforcement, and for other purposes. S. 2860: Fair Value and Independent Appraisal Act Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. 2008-04-15 S. 2860: Fair Value and Independent Appraisal Act s S. 2860: Fair Value and Independent Appraisal Act (110th Congress) Fair Value and Independent Appraisal Act A bill to diminish predatory lending by enhancing appraisal quality and standards, to improve appraisal oversight, to ensure mortgage appraiser independence, to provide for enhanced remedies and enforcement, and for other purposes. 2008-04-15 110 2008-04-15 2860 introduced SenateBill LegislativeAction OfficialTitle ShortTitle