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		<usbill:title>H.R. 946: To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes.</usbill:title>
		<bibo:shortTitle>H.R. 946: Consumer Overdraft Protection Fair Practices Act</bibo:shortTitle>
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				<ns:description>Referred to the House Committee on Financial Services.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2007-02-08</time:at>
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		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Sponsor introductory remarks on measure. (CR 2/12/2007 E306)</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2007-02-09</time:at>
			</usbill:LegislativeAction>
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		<usbill:hadAction>
			<usbill:LegislativeAction>
				<ns:description>Referred to the Subcommittee on Financial Institutions and Consumer Credit.</ns:description>
				<time:at rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2007-04-12</time:at>
			</usbill:LegislativeAction>
		</usbill:hadAction>
		<ns:title>H.R. 946: Consumer Overdraft Protection Fair Practices Act</ns:title>
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		<rdfschema:label>H.R. 946: Consumer Overdraft Protection Fair Practices Act (110th Congress)</rdfschema:label>
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				<rdf:value>Consumer Overdraft Protection Fair Practices Act</rdf:value>
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				<rdf:value>To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes.</rdf:value>
			</usbill:OfficialTitle>
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		<terms:created>2007-02-08</terms:created>
		<usbill:congress>110</usbill:congress>
		<usbill:sponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/M000087" ns1:name="Carolyn Maloney" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/L000480" ns1:name="Nita Lowey" />
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		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/A000014" ns1:name="Neil Abercrombie" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/Y000033" ns1:name="Donald Young" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/W000215" ns1:name="Henry Waxman" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/S000248" ns1:name="Jos頓errano" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/L000397" ns1:name="Zoe Lofgren" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/J000032" ns1:name="Sheila Jackson-Lee" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/D000399" ns1:name="Lloyd Doggett" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/D000096" ns1:name="Danny Davis" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/A000357" ns1:name="Thomas Allen" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/T000266" ns1:name="John Tierney" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/M001137" ns1:name="Gregory Meeks" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/L000551" ns1:name="Barbara Lee" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/C000191" ns1:name="Julia Carson" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/C001037" ns1:name="Michael Capuano" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/L000562" ns1:name="Stephen Lynch" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/H001034" ns1:name="Michael Honda" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/G000551" ns1:name="Raul Grijalva" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/M001154" ns1:name="R. Miller" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/R000577" ns1:name="Timothy Ryan" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/C001061" ns1:name="Emanuel Cleaver" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/H001042" ns1:name="Mazie Hirono" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/C001068" ns1:name="Steve Cohen" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/H001040" ns1:name="Phil Hare" />
		<usbill:cosponsor rdf:resource="http://www.rdfabout.com/rdf/usgov/congress/people/E000288" ns1:name="Keith Ellison" />
		<usbill:introduced rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2007-02-08</usbill:introduced>
		<usbill:number>946</usbill:number>
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