H.R. 3421: To amend the Truth in Lending Act to prohibit universal defaults on credit card accounts and to require minimum payment disclosures for accounts under an open end consumer credit plan, and for other purposes. H.R. 3421: Credit Protection Act of 2007 Referred to the House Committee on Financial Services. 2007-08-03 Referred to the Subcommittee on Financial Institutions and Consumer Credit. 2007-09-05 H.R. 3421: Credit Protection Act of 2007 h H.R. 3421: Credit Protection Act of 2007 (110th Congress) Credit Protection Act of 2007 To amend the Truth in Lending Act to prohibit universal defaults on credit card accounts and to require minimum payment disclosures for accounts under an open end consumer credit plan, and for other purposes. 2007-08-03 110 2007-08-03 3421 introduced HouseBill LegislativeAction ShortTitle OfficialTitle