H.R. 3449: To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes. Referred to the House Committee on Financial Services. 2005-07-27 Referred to the Subcommittee on Financial Institutions and Consumer Credit. 2005-08-24 H.R. 3449: Consumer Overdraft Protection Fair Practices Act H.R. 109/3449: Consumer Overdraft Protection Fair Practices Act h H.R. 3449: Consumer Overdraft Protection Fair Practices Act (109th Congress) Congress Governmental investigations Banks and banking Consumer protection Bank deposits Federal reserve system Fees Administrative procedure Business Telecommunication Electronic funds transfers Consumer education Technology Contracts Bank accounts Finance charges Checks Bank loans Consumers Deceptive advertising Finance Congressional reporting requirements Law Consumer Overdraft Protection Fair Practices Act To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes. 2005-07-27 109 2005-07-27 3449 introduced HouseBill LegislativeAction OfficialTitle ShortTitle